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Bank Locker Rule 2025 : How safe is your property in a bank locker, how much loss does the bank compensate for, know the rules

Bank Locker New Rules: In view of the increasing incidents of theft, people have now started keeping their valuables in bank lockers (bank locker compensation rules). People especially choose the option of bank locker to keep jewelry and important documents.

In such a situation, it is also important to know how safe the valuables or property kept in the locker (bank locker ke niyam) are and how much compensation the bank gives in case of loss. Many rules have also been fixed regarding this, know in detail in this news.

Bank Locker Rules People consider a bank locker to be a safe where there is no scope for the valuables kept in it to move around, but there is a risk regarding the items kept in the locker (bank locker new rules). In such a situation, it becomes important to know that if in some circumstances the valuables kept in the locker are lost, then how much the bank (bank news) compensates for it. Know the full details about what rules the banks have made regarding this-

This is the rule of RBI-

People mostly keep diamonds, gold, silver and property documents in bank lockers. If these valuables in the bank locker get stolen or damaged due to flood, earthquake, riot, terrorist attack, customer’s negligence etc., then the customer thinks that the bank (bank update news) should compensate him for it.

But this is not the case at all. According to RBI, the bank is not fully responsible in every situation for the valuables kept in a locker (bank locker update rules). The loss can be compensated to some extent only on the negligence of the bank.

The bank pays compensation of this much rupees-

Although banks are very cautious to keep the property, cash etc. of their customers safe. But in case of natural disaster, banks (bank ki news) cannot do anything except rescue efforts. But in case of fire, theft or robbery or fraud committed by the employees, the bank is responsible for compensating the goods kept in the locker (bank locker ke fayde). In this situation, the bank pays 100 times the annual rent of the locker.

Customers suffer this loss-

No matter how much valuables the customer has kept in the locker, the compensation will be 100 times the annual rent of the locker (bank locker rent). In such a situation, those bank locker holders suffer loss who have kept jewelry etc. worth more than the compensation received. Locker (locker compensation rules) rent from banks is usually different.

For this reason banks give relief –

If the items in the bank locker get damaged or disappear due to earthquake, flood and other natural disasters, then the bank (bank news) is not responsible. Where the negligence of the bank (bank locker rules) is exposed, the bank takes the responsibility and bears the amount of liability as relief.

Banks are not responsible in these cases-

Now you must be thinking why the banks are not responsible for compensating the loss (bank locker compensation rules). Let us tell you that according to the rules, the entire loss of property deposited in the bank is not compensated. In the case of bank lockers, the banks themselves do not know what you have kept in it. In such a situation, the value of the items kept in it cannot be known. Customers also often do not tell about the items kept in the locker (bank locker ke niyam) and neither do the banks ask.

Bhupendra Pratap
Bhupendra Pratap
Bhupendra Pratap, has 2 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @jharkhandbreakingnews@gmail.com
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